What is a payday loan?
A short term loan that helps you bridge the gap between two paydays is a payday loan. These loans will help you to take care of all sorts of unplanned expenditures.
How can 247 Payday Loans help me?
We are a mediator and our aim is to match you with efficient lenders who can fulfill your cash needs. We are not involved in long lending or extend any sort of credit assistance.
Can anyone apply?
Yes, as long as you are a US citizen, have attained 18 years, hold a valid checking account and have a fixed monthly income.
Will my credit status be evaluated by the lender?
Yes, lenders will run credit checks to evaluate your past borrowing history. Based on your credit status lenders will decide if your loan request is approved or disapproved.
How much a loan will cost me?
Each lender has different terms and rates. Since short term loan are offered for short duration they have high APR and fee. All such fees and rates are disclosed in the loan document. Make sure that you carefully read them ahead of applying.
What is the maximum amount that I can borrow?
Upon approval against payday loans you can borrow an amount anywhere between $100 and $1000. Various factors such as your current income and outstanding debt will influence the loan amount offered upon approval.
What if I have any further query?
At 247 Payday Loans you can freely contact us at any time for any queries related our services. But if you have any query related to loan deals then you should contact your lender directly.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.
Do not pay any lender or broker an upfront fee to process your loan application.